How to Check Bank Account Balance on a Mobile Phone?

Chandra Shekar

Nowadays, the boom in the digital world has made banking and financial services very easy and hassle-free. Also, the banks have started providing various methods to know the account balance either on phones or laptops without even visiting the bank.

A balance check is one of the most important transactions that customers use on a regular basis to know what exactly their account balance is. Also, they can check the amount of money received or spent from the bank account after making a transaction.

What are the prerequisites to check the account balance?

Below mentioned are the things to be kept in mind before checking the account balance:

To check the account balance, the first prerequisite is to get the mobile number registered with the bank.
The mobile network shall have an active plan so as to receive and send SMS.
An internet connection is also required to use different banking apps.
Internet banking shall also be activated to avail of the services.
ATM or debit card shall also be activated.

Methods to check Account Balance:

There are different ways to check the account balance. In this article, we will be understanding the different ways of checking the account balance of Allahabad Bank and UCO bank.

Since Allahabad Bank has been merged with Indian Bank, all the banking services would be catered to by Indian Bank.

Methods to check Allahabad Bank account balance:

Allahabad Bank Balance Check via Missed Call

Below mentioned are the steps to make a balance enquiry by giving a miss call:

An account holder is first required to get his/ her mobile number registered with the bank.
Then, give a missed call to Allahabad bank Balance Check Number i.e. 09223150150.
The call would then automatically get disconnected.
An SMS would be received containing the bank balance.

Allahabad Bank Balance Check via SMS banking

To know Allahabad bank balance via SMS, an account holder is required to send an SMS “BALAVL <Account Number>” to Allahabad Bank balance check number i.e. 09223150150. An SMS would then be received containing the bank balance.

Allahabad Bank Balance Check via Net Banking

To avail of internet banking services, firstly registration for the same is mandatory which can be done after opening of the bank account by visiting the home branch.

After the registration account holder would be provided a User ID and a password which can be changed after accessing services for the first time. Below mentioned are the steps for using net banking to check the account balance:

Open the official website of Allahabad Bank.
Log in using the User Id and the password.
Select “Balance Enquiry”.
Now view the account balance.

Allahabad Bank Balance Check via Mobile Banking

After downloading the mobile app, an account holder is required to complete the registration process and set MPIN. Then follow the below-mentioned steps to check the account balance:

Log in using MPIN or the internet banking User ID password.
Amongst all the options select “Balance Enquiry”.
The account balance would then be displayed on the screen.

Following are few other ways if you are not able to access your account balance on your mobile phone.

Allahabad Bank Balance Check by visiting ATM

Below mentioned are the steps to check the account balance by visiting ATM:

Visit the nearest ATM.
Insert the debit card and the 4-digit pin.
Select “Balance Enquiry” amongst all the options appearing on the screen.
Now, the balance would be displayed on the screen.

Allahabad Bank Balance Check via Passbook

A passbook is issued to all the customers of the bank at the time of opening a bank account. It is basically a ready reckoner for all the transactions carried out by an account holder. It contains details of all the transactions made in the bank account along with the balance available.

An account holder can either get the passbook updated either by visiting ATM or by using the self-service passbook printing machines available at all the Allahabad bank branches.

Methods to check UCO Bank account balance:

UCO Bank Balance Check via Missed Call

Below mentioned are the steps to make a balance enquiry by giving a miss call:

An account holder is first required to get his/ her mobile number registered with the bank.
Then, give a missed call to UCO bank Balance Check Number i.e. 09278792787.
The call would then automatically get disconnected.
An SMS would be received containing the bank balance.

UCO Bank Balance Check via Internet Banking

Below mentioned are the steps to check UCO Bank account balance:

Open the official website of UCO Bank either on the laptop or the mobile.
Click on the “Personal Login” option and enter the User ID and the password.
Now, the account balances can be seen on the website after logging in.

UCO Bank Balance Check via Mobile Banking

Account holders can use UCO bank various mobile banking apps to track their account balance online which are as mentioned below:

UCO Bank M-Banking
UCOSecure
UCO Pay+
Bhim UCO UPI
UCO mPassbook

UCO Bank Balance Check via UPI

Below mentioned are the steps for checking UCO bank account balance via UPI:

Open any of the UPI apps available on the mobile phone.
Select the UCO bank account to check the account balance.
Tap on the option “Check balance”.
Enter the UPI PIN created during the registration.
The account balance would then appear on the mobile screen.

UCO Bank Balance Check via SMS Banking

To know the UCO bank balance via SMS, an account holder is required to send an SMS “UCOBAL <mPIN>” to UCO bank balance check number i.e. 56161. An SMS would then be received on the mobile containing the bank balance.

Following are few other ways if you are not able to access your account balance on your mobile phone.

UCO Bank Balance Check by visiting ATM

Below mentioned are the steps to check the account balance by visiting ATM:

Visit the nearest ATM.
Insert the debit card and the 4-digit pin.
Select “Balance Enquiry” amongst all the options appearing on the screen.
Now, the balance would be displayed on the screen.

UCO Bank Balance Check via Passbook

An account holder can either get the passbook updated either by visiting ATM or by using the self-service passbook printing machines available at all the UCO bank branches.

FAQ:

Why should account balances be regularly checked?

Balance enquiry on a regular basis not only develops financial management skills but also provides certain benefits like:

Prevents overspending
In time detection of anomalies and frauds
Income from Investments
Prevents EMI miss outs
Ensure all the deposits expected have been received
To look for unexpected charges